Mortgage Loan Options in Orangevale, CA | Integrity Mortgage

steps to getting a purchase mortgage

Step one: loan application

We take an in depth look at your personal credit profile, collect the necessary documents and discuss your personal needs in regards to payment and cash to close so that you know exactly the range to shop.

step two:  pre-approval

We give you a fully underwritten preapproval so that you are ready to shop with your real estate agent!  We personalize every letter to a specific property you write on and check the value, taxes and insurance so that you know exactly what kind of payment you are looking at and have realistic numbers for the cash to close.

step three:  underwriting & funding

We put you in the best possible place to go into underwriting, but sometimes additional documentation will be needed and there are a lot of forms to sign.  Luckily our knowledgeable team will be with you the whole time to answer any questions or concerns you may have.