Privacy PolicyEffective Date: 01/01/2024
Integrity Mortgage - Privacy Policy
At Integrity Mortgage, we prioritize the privacy of our clients and are committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you visit our website or use our services. We comply with all applicable California privacy laws, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
1. Information We CollectWe collect the following types of information:
1.1 Personal Information:We may collect personal information that you provide directly to us, including but not limited to:
NameEmail addressPhone numberMailing addressSocial Security NumberEmployment informationFinancial information (e.g., income, assets, liabilities)Property information (e.g., purchase price, loan amount)1.2 Automatically Collected Information:When you visit our website, we may collect certain information automatically, including:
IP addressBrowser typeDevice informationPages viewedTime spent on the websiteReferring/exit pagesWe may also use cookies and similar tracking technologies to enhance your experience on our website.
2. How We Use Your InformationWe use your personal information for the following purposes:
To provide mortgage brokerage servicesTo process and evaluate loan applicationsTo communicate with you regarding your loan, application status, or other servicesTo comply with legal and regulatory requirementsTo improve our website, services, and customer experienceWe do not share or sell your personal information to third parties for marketing purposes.
3. How We Share Your InformationWe do not sell your personal information. We only share your information as necessary to provide our services, and in the following instances:
With third-party service providers (e.g., credit reporting agencies, title companies) necessary to process your loan applicationWith government authorities when required by law or for regulatory complianceWith business partners only when necessary to provide mortgage-related services to youWe do not share your personal information with third parties for their own marketing or promotional purposes.
4. Your California Privacy RightsUnder the CCPA and CPRA, California residents have the following rights regarding their personal information:
Right to Know: You have the right to request details about the personal information we collect, use, and disclose.Right to Delete: You have the right to request that we delete the personal information we have collected from you, subject to certain exceptions.Right to Opt-Out: You have the right to opt out of the sale of your personal information, though we do not sell personal information.Right to Correct: You have the right to request the correction of inaccurate personal information we hold about you.Right to Limit Use of Sensitive Personal Information: You have the right to request restrictions on how your sensitive personal information is used, subject to legal and business necessities.To exercise any of these rights, please contact us using the information provided below. We will verify your identity before processing your request.
5. Security of Your InformationWe take reasonable measures to protect your personal information from unauthorized access, use, and disclosure. These measures include technical, administrative, and physical safeguards. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee the absolute security of your information.
6. Retention of Your InformationWe retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
7. Changes to This Privacy PolicyWe may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or other factors. The updated policy will be posted on our website with the revised effective date.
8. Contact UsIf you have any questions or concerns about this Privacy Policy, or if you wish to exercise your privacy rights, please contact us at:
Integrity MortgagePhone: 916-987-0899Address: 9290 Madison Ave, Orangevale, CA 95662NMLS#: 794419 | DRE#: 01441803
Thank you for trusting Integrity Mortgage with your personal information.
Integrity Mortgage - Privacy Policy
At Integrity Mortgage, we prioritize the privacy of our clients and are committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you visit our website or use our services. We comply with all applicable California privacy laws, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
1. Information We CollectWe collect the following types of information:
1.1 Personal Information:We may collect personal information that you provide directly to us, including but not limited to:
NameEmail addressPhone numberMailing addressSocial Security NumberEmployment informationFinancial information (e.g., income, assets, liabilities)Property information (e.g., purchase price, loan amount)1.2 Automatically Collected Information:When you visit our website, we may collect certain information automatically, including:
IP addressBrowser typeDevice informationPages viewedTime spent on the websiteReferring/exit pagesWe may also use cookies and similar tracking technologies to enhance your experience on our website.
2. How We Use Your InformationWe use your personal information for the following purposes:
To provide mortgage brokerage servicesTo process and evaluate loan applicationsTo communicate with you regarding your loan, application status, or other servicesTo comply with legal and regulatory requirementsTo improve our website, services, and customer experienceWe do not share or sell your personal information to third parties for marketing purposes.
3. How We Share Your InformationWe do not sell your personal information. We only share your information as necessary to provide our services, and in the following instances:
With third-party service providers (e.g., credit reporting agencies, title companies) necessary to process your loan applicationWith government authorities when required by law or for regulatory complianceWith business partners only when necessary to provide mortgage-related services to youWe do not share your personal information with third parties for their own marketing or promotional purposes.
4. Your California Privacy RightsUnder the CCPA and CPRA, California residents have the following rights regarding their personal information:
Right to Know: You have the right to request details about the personal information we collect, use, and disclose.Right to Delete: You have the right to request that we delete the personal information we have collected from you, subject to certain exceptions.Right to Opt-Out: You have the right to opt out of the sale of your personal information, though we do not sell personal information.Right to Correct: You have the right to request the correction of inaccurate personal information we hold about you.Right to Limit Use of Sensitive Personal Information: You have the right to request restrictions on how your sensitive personal information is used, subject to legal and business necessities.To exercise any of these rights, please contact us using the information provided below. We will verify your identity before processing your request.
5. Security of Your InformationWe take reasonable measures to protect your personal information from unauthorized access, use, and disclosure. These measures include technical, administrative, and physical safeguards. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee the absolute security of your information.
6. Retention of Your InformationWe retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
7. Changes to This Privacy PolicyWe may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or other factors. The updated policy will be posted on our website with the revised effective date.
8. Contact UsIf you have any questions or concerns about this Privacy Policy, or if you wish to exercise your privacy rights, please contact us at:
Integrity MortgagePhone: 916-987-0899Address: 9290 Madison Ave, Orangevale, CA 95662NMLS#: 794419 | DRE#: 01441803
Thank you for trusting Integrity Mortgage with your personal information.