mike miklaus
Owner, Broker, Mortgage Professor
DRE: 00521018
NMLS: 323774
I am the President of Integrity Mortgage. I’m actively working as an experienced mortgage advisor, I am the lead MLO for Team Integrity. We’ve been in business for 25 years as a leading mortgage broker. I was just awarded the National Association of Mortgage Brokers (NAMB), Mortgage Broker of the Year 2022 for the west. Our company currently helps hundreds of homeowners each year with their purchase mortgages. We maintain contact with our clients after close of escrow and treat their mortgage as a loan under our active management. Every client is offered a financial review on their loan-anniversary!
My wife Cynthia and I have been together over 20 years and married for 19 years. We have eight adult children and nine grandchildren. We treasure our time with family, we also share a passion for cooking, wine tasting, short trips to the coast or Lake Tahoe and touring botanical gardens. Daily walks together are a common event with our Havanese named Fluffy.I also give back to the community in many ways. I am very active in rotary and my favorite activity for over thirty years is being a college and high school baseball umpire.
My why is personal. I know how important home ownership is to help a family have security and build family wealth.
Success Redefined
Mike is the co-author of Amazon's Best Seller book,
Success Redefined with Jack Canfield. Get your copy today!
Sean whitten
Mortgage Loan Advisor
DRE: 02196327
NMLS: 2435128
I have been asked many times, “Sean, why are you moving back to California?” The answer was always the same, I wanted to be closer to friends & family. I was fortunate enough to have a 23-year career in the Coast Guard and finally decided it was time to hang up my boots. My immediate task was to find something that would be personally fulfilling and provide me the opportunity to utilize the skills I developed during my time in the Coast Guard, while having a positive impact on others.
Becoming a trusted mortgage advisor at Integrity Mortgage allows me to achieve all three. As an Integrity Mortgage trusted mortgage advisor, I have a fiduciary duty to always keep our borrowers’ economic interests as my highest priority. In other words, I am required to do my absolute best to provide borrowers with loan options tailored specifically to meet their financial goals. I am also charged with helping educate borrowers about the home buying process, providing guidance on credit improvement, and building relationships with our borrowers to become their lifetime personal debt advisor. Leveraging “good debt” against “bad debt” has enabled me to help clients achieve home ownership and improve their financial health.
When I’m not in the office, I am most likely spending time with my wife, Kristin, sons Jack and Brody and my daughter Avery. I like to stay active by going to the gym, swimming, and paddle boarding in nearby Lake Natoma.
Becoming a trusted mortgage advisor at Integrity Mortgage allows me to achieve all three. As an Integrity Mortgage trusted mortgage advisor, I have a fiduciary duty to always keep our borrowers’ economic interests as my highest priority. In other words, I am required to do my absolute best to provide borrowers with loan options tailored specifically to meet their financial goals. I am also charged with helping educate borrowers about the home buying process, providing guidance on credit improvement, and building relationships with our borrowers to become their lifetime personal debt advisor. Leveraging “good debt” against “bad debt” has enabled me to help clients achieve home ownership and improve their financial health.
When I’m not in the office, I am most likely spending time with my wife, Kristin, sons Jack and Brody and my daughter Avery. I like to stay active by going to the gym, swimming, and paddle boarding in nearby Lake Natoma.
Michelle kinkaid
Mortgage Loan Advisor
DRE: 02110037
NMLS: 1941371
DOI: 0J16983
I joined Integrity Mortgage in 2021 with a passion for helping people unlock the American dream of homeownership and empowering them with the knowledge to turn their homes into one of their most valuable financial assets. At Integrity Mortgage, we're dedicated to guiding you through the process with expertise and care, ensuring you make informed decisions that benefit your future.
In addition to my role at Integrity, I’ve been the proud broker and owner of Kinkaid Insurance Services since 2014, specializing in property and casualty insurance for homes and businesses. This background allows me to provide a unique perspective when securing home loans, combining my knowledge of home risks with a comprehensive approach to financing.
I’m based in El Dorado Hills, where I live with my two teenagers, Olivia and Blake, along with our leopard gecko, Mochi. When I’m not busy funding home loans, you’ll find me in the boxing gym with my kids, building Legos with my son, or enjoying a shopping day with my daughter. I’m also an avid reader, always on the lookout for books that spark new ideas and broaden my horizons. Let’s work together to make your homeownership journey a rewarding one!
In addition to my role at Integrity, I’ve been the proud broker and owner of Kinkaid Insurance Services since 2014, specializing in property and casualty insurance for homes and businesses. This background allows me to provide a unique perspective when securing home loans, combining my knowledge of home risks with a comprehensive approach to financing.
I’m based in El Dorado Hills, where I live with my two teenagers, Olivia and Blake, along with our leopard gecko, Mochi. When I’m not busy funding home loans, you’ll find me in the boxing gym with my kids, building Legos with my son, or enjoying a shopping day with my daughter. I’m also an avid reader, always on the lookout for books that spark new ideas and broaden my horizons. Let’s work together to make your homeownership journey a rewarding one!